Beta Terms of Service
These terms cover your use of FIREfly while it is in beta. By installing or using the app during this period, you agree to the terms below. Read them together with the Privacy Policy, which explains how your data is handled.
1. Who this applies to
The beta is an invited, known-tester program — access is limited to people the developer has personally invited (for example, via TestFlight or a waitlist invite). It is not a public release. The developer may limit, pause, or end the beta, or a specific tester's access, at any time.
2. Beta software, provided as-is
FIREfly is under active development. During the beta:
- Features may be incomplete, may change, or may be removed without notice.
- The app may contain bugs, including ones that affect data accuracy, sync, or availability.
- The app is provided "as is" and "as available," without warranties of any kind, express or implied — including any warranty of accuracy, merchantability, or fitness for a particular purpose.
- You should not rely on the beta as your sole record of your finances. Keep your bank and brokerage statements as the source of truth.
3. Not financial advice
FIREfly shows you information about your own accounts and lets you set your own targets and preferences (for example, an allocation target that "Buy Radar" tracks against). It does not provide investment, tax, or legal advice, and nothing in the app is a recommendation to buy, sell, or hold any security. Any signal the app surfaces reflects a plan you set, not guidance from the developer.
You are solely responsible for your own financial decisions. Consult a licensed financial, tax, or legal professional before making decisions based on anything you see in the app.
4. Your data during the beta
Data handling during the beta works exactly as described in the Privacy Policy: your financial data stays on your device and in your own iCloud account; if you connect a bank, the relay server stores only an encrypted connection token, never your balances or transactions. Because beta software is more likely to contain bugs, back up anything important and don't treat the beta as your only copy of financial records.
5. Your responsibilities
- Keep your device and Apple ID secure — that's what protects your on-device and iCloud data.
- Only connect bank or brokerage accounts you're authorized to access.
- Don't use the app for any unlawful purpose or in a way that could damage, disable, or impair the relay service (for example, automated abuse of the bank-connection flow).
- Report bugs and feedback to the developer — that's the point of a beta.
6. Limitation of liability
To the fullest extent permitted by law, the developer is not liable for any indirect, incidental, or consequential damages arising from your use of the beta, including — without limitation — financial decisions made using information from the app, data loss due to a beta bug, or interruptions to the bank-connection relay. Because this is free beta software offered informally to invited testers, the developer's total liability for any claim is limited to the amount (if any) you paid to access the beta, which for all current testers is $0.
7. Termination
You may stop using the app and delete your data at any time (see the in-app account-deletion option, described in the Privacy Policy). The developer may end the beta program, revoke a tester's access, or discontinue the app entirely, at any time and without obligation to provide notice, though reasonable notice will be given where practical. Sections of these terms that by their nature should survive termination (such as Limitation of Liability) will survive.
8. Changes to these terms
These terms may change as the beta progresses or as the app moves toward a public release. The current version will always be posted at this URL with an updated "Effective date."
9. Contact
Questions about these terms? Contact the developer at support@example.com. (TODO: placeholder support address — see issue #35 for the real one.)